Charles Rector, Esquire

Law Offices

Debt Collection


The nation’s economy including the current consumer spending, stock market and government debt bubbles are placing increasing pressures on businesses large and small. Credit managers whose job it is to ensure continued collection of their company’s receivables remain in the midst of this economic firestorm. In these turbulent times take refuge, and allow the Law Offices of Charles Rector, Esquire, P.C. to help liberate you from your debt collection burden and to help improve your bottom line.

The Law Offices of Charles Rector, Esquire, P.C. has for three decades successfully represented Pennsylvania businesses, both large and small, and companies from coast to coast with their Pennsylvania collections needs in both the retail and commercial collections arenas. Whether you are a small business owner with a single unpaid debt or a Fortune 500 company with significant receivables, we can provide aggressive and personalized collections services to improve your company’s bottom line.

Mr. Rector has recovered millions of dollars in consumer and commercial debt collection litigation for his clients.

We understand that our business clients have different needs and we can tailor our services to accomplish your specific goals. In appropriate cases, the firm will handle your case on a contingency fee basis.

Other Benefits

  • Because we handle all aspects of debt collection, your staff can perform its normal functions without the burden of trying to collect an overdue payment.
  • Your productivity will increase.
  • Customized Service
  • All Debt Collection is handled in a legal, professional, discreet & reputable manner.

Current Client Categories

  • Nursing Homes
  • Physicians
  • Attorneys
  • Construction Supply
  • Real Estate Investment Trusts
  • Collection Agencies
  • Utility Companies
  • Banks
  • Credit Unions

Relevant Statutes/Cases

Fair Debt Collection Practices Act, 15 U.S.C. 1692, et sq.

Fair Credit Extension Uniformity Act, 73 P.S. 2270.1 (2005)

Clarke Criddell v. TransUnion, LLC, et al., US District Court (Northern District of Illinois) No. 1:09-06235

Foti v. NCO Fin. Sys., Inc., 424 F. Supp. 2d 643 643 (S.D.N.Y. 2006)

Berg v. Merchs. Ass’n Collection Div., Inc., No. 08-60660-CIV-DIMITROULEAS (S.D. Fla. Oct. 31, 2008)

Biggs v. Credit Collections, Inc., No. CIV-07-0053-F, 2007 WL 4034997 (W.D. Okla. Nov. 15, 2007)

Reed v. Global Acceptance Credit Co., No. C-08-01826 RMW, 2008 WL 3330165 (N.D. Cal. Aug. 12, 2008)

Law Offices of Charles Rector
1104 Fernwood Avenue, Suite 203
Camp Hill, PA 17011
(717) 761-8101
FAX: (717) 761 -2161
LawOffice@CharlesRector.com